How to Redeem SBI Credit Card Reward Points?

How to Redeem SBI Credit Card Reward Points? 1

More often than not, rewards draw customers towards choosing a credit card. SBI credit cards have a range of attractive offers and exciting tips under the Shop & Smile Rewards Program if you are also attracted to credit card rewards. However, before you go on a spree collecting reward points, consider the tips that add value to your lifestyle. Once you have browsed the reward system and chosen that credit card to help you earn the maximum benefits, all you need to do is start earning the credit card reward points to redeem them.

Why should you redeem your SBI card rewards?

When you use your SBI credit card to purchase items online and offline at retail stores, you earn reward points against every rupee you spend. The more you shop, the more SBI card rewards you earn. However, it is also important to redeem SBI card points. You can only accumulate SBI card reward points for 24 months from making them. Past this, the points accrued would lapse and cannot be redeemed.

Using the SBI credit card rewards

Once the SBI credit card reward points have been earned and accumulated, you can redeem SBI credit card reward points against gifts or e-vouchers. The SBI credit card rewards catalog offers a wide range of options against which you can redeem SBI credit card reward points. These include homeware, electronics, entertainment and dining, apparel, lifestyle, travel, accessories, and more, from some of the most popular brands. Browse the various options by selecting the preferred category and the range of SBI credit card rewards points you wish to use against it. Choose and confirm the rewards e-voucher or gift voucher, which will be delivered to you.

Credit Card

Alternatively, you can choose the SBI credit card reward points to convert to cash option, which lets you transform your SBI credit card reward points value into rupees. Also, SBI’s Points + Pay option enables you to redeem your reward points partly for purchases using a combination of your credit card balance and your rewards points balance. It might be useful to note that you can use the online mode of converting SBI card rewards only if you redeem them against vouchers. SBI credit cards and reward points converted to cash options can only be availed by writing to SBI Card through email or calling the helpline.

Methods for redeeming SBI credit card reward points

You can save your SBI credit card rewards points through any of the four options mentioned below-

1)      SBI Card Online

2)      SBI Card Mobile App

3) Email

4)      SBI Card Customer Care

SBI Card Online

You can redeem SBI credit card points through sbicard.com by following these steps-

  • Visit the SBI Card official website.
  • Go to the ‘Rewards’ tab and click the ‘Redeem Rewards’ option
  • Browse the different categories from the Rewards Catalogue and select the one you wish to avail yourself of.
  • Confirm by clicking on ‘Redeem now.’

SBI Card mobile app

To redeem SBI credit card points through the app, you need to follow the steps mentioned below-

  • Download, register, and log in to the SBI Card mobile app
  • Go to the ‘Rewards’ tab and click the ‘Redeem Rewards’ option
  • Browse the different categories from the Rewards Catalogue and select the one you wish to avail yourself of.
  • Confirm by clicking on ‘Redeem now.’

Email

You can contact SBI credit card support by logging into your SBI credit card account and writing an email requesting conversion and redemption of your SBI credit card reward points.

SBI Credit Card Customer Support

You can call the SBI customer support helpline to request conversion and redemption of your SBI credit card reward points. When you contact the helpline, you can also request information regarding the SBI credit card reward points value in rupees. The SBI credit card customer care number to dial is 1800 180 1290.

Once your request has been placed, e-vouchers take at least five calendar days to reach you on a best-effort basis. You will view the outlets where you can use the SBI credit card rewards on the voucher. For gifts, however, delivery takes a minimum of fifteen calendar days from the day the request has been placed. Details regarding the issue date, validity, and expiry date are printed on the card.

SBI Credit cards under the Shop & Smile Rewards Program offer attractive rewards. Each card has a unique reward system designed to blend with your lifestyle. While earning rewards is easy, redeem these points in time to enjoy exciting SBI card offers and shop from your favorite brands at discounted rates.

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