How to Redeem SBI Credit Card Reward Points?

More times than not, rewards are what draws customers towards choosing a credit card. If you are also attracted to credit card rewards, SBI credit cards have a range of attractive offers and exciting rewards under the Shop & Smile Rewards Program. However, before you go on a spree collecting reward points, consider the type of rewards that add value to your lifestyle. Once you have browsed the reward system and chosen that credit card that can help you earn the maximum benefits, all you need to do is start earning the credit card reward points so that you can redeem them.

SBI Credit Card

Why should you redeem your SBI card rewards?

When you use your SBI credit card to purchase items online and offline at retail stores, you get to earn reward points against every rupee that you spend. The more you shop the more SBI card rewards you earn. However, it is also important to redeem SBI card points. This is because you can only accumulate SBI card reward points for a period of 24 months since the date of earning them. Past this, the points accumulated would lapse and cannot be redeemed.

Using the SBI credit card rewards

Once the SBI credit card reward points have been earned and accumulated you can opt to redeem SBI credit card reward points against gifts or e-vouchers. The SBI credit card rewards catalogue offers a wide range of options against which you can redeem SBI credit card reward points. These include homeware, electronics, entertainment and dining, apparel, lifestyle, travel, accessories, and more, from some of the most popular brands. Browse the various options by selecting the preferred category and the range of SBI credit card rewards points that you wish to use against it. Choose and confirm the rewards e-voucher or gift voucher and the same will be delivered to you.

Alternatively, you can also choose the SBI credit card reward points convert to cash option which lets you transform your SBI credit card reward points value in rupees. Also, SBI’s Points + Pay option lets you redeem your reward points partly for purchases by using a combination of your credit card balance and your rewards points balance.

It might be useful to note that you can use the online mode of converting SBI card rewards only if you are redeeming the same against vouchers. For SBI credit card reward points convert to cash option can only be availed by writing to SBI Card through e-mail or by calling the helpline.

Methods for redeeming SBI credit card reward points

You can redeem your SBI credit card rewards points through any of the four options mentioned below-

1)      SBI Card Online

2)      SBI Card Mobile App

3)      Email

4)      SBI Card Customer Care

SBI Card Online

You can redeem SBI credit card points through sbicard.com by following these steps-

  • Visit the SBI Card official website
  • Go to the ‘Rewards’ tab and click the ‘Redeem Rewards’ option
  • Browse the different categories from the Rewards Catalogue and select the one you wish to avail.
  • Confirm by clicking on ‘Redeem now’

SBI Card mobile app

To redeem SBI credit card points through the app you need to follow the steps mentioned below-

  • Download, register, and log in to the SBI Card mobile app
  • Go to the ‘Rewards’ tab and click the ‘Redeem Rewards’ option
  • Browse the different categories from the Rewards Catalogue and select the one you wish to avail.
  • Confirm by clicking on ‘Redeem now’

Email

You can reach out to SBI credit card support by logging into your SBI credit card account and writing an email requesting for conversion and redemption of your SBI credit card reward points.

SBI Credit Card Customer Support

You can call the SBI credit card customer support helpline to request conversion and redemption of your SBI credit card reward points. You can also request for information regarding the SBI credit card reward points value in rupees when you contact the helpline. The SBI credit card customer care number to dial for the same is 1800 180 1290.

Once your request has been placed, e-vouchers take a minimum of five calendar days to reach you. on a best effort basis. You will be able to view the list of outlets where you can use the SBI credit card rewards on the voucher itself. For gifts, however, delivery takes a minimum of fifteen calendar days since the day the request has been placed.  Details regarding the issue date, its validity and the expiry date are printed on the card.

SBI Credit cards under the Shop & Smile Rewards Program offer attractive rewards. Each card is unique with respect to its reward system that is designed specially to blend with your lifestyle. While earning rewards is easy, make sure you redeem these points in time, so that you can enjoy exciting SBI card offers and shop from your favourite brands at discounted rates.

Janet Mason

Total internet practitioner. Organizer. Travel trailblazer. Tv junkie. Entrepreneur. Avid twitter nerd. Amateur coffee fanatic. Spent 2001-2006 promoting circus clowns in New York, NY. Was quite successful at getting my feet wet with shaving cream in Miami, FL. What gets me going now is exporting fried chicken in Las Vegas, NV. Enthusiastic about developing sausage in the government sector. At the moment I'm building foreign currency in Tampa, FL. Spent 2001-2008 lecturing about Easter candy in Fort Walton Beach, FL.

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